Since relocating from Colorado in 2020, Cliff and his wife Melody know that Florida life
is truly a privilege and a blessing. Lovers of travel, they have experienced food, fun and
great people in many countries from England and France in the west to Cambodia and
Singapore in the east, as well as many beautiful locations in between. Cliff is a PADI-
certified Rescue Scuba Diver and counts Bali, Cyprus and the Red Sea among his
favorite dive sites.
Cliff’s career is all about numbers having gained extensive financial planning, analysis
and modeling experience in the aerospace and healthcare industries. Holding a BA in
Economics and a Finance MBA, Cliff has also earned the IRS’s Enrolled Agent (EA)
credential and has practiced as a Certified Management Accountant (CMA).